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Why
Credit Guarentee?
Credit Guarantee Insurance Corporation of Africa Limited is a South African Financial Services company operating in the field of domestic and international credit insurance.
Our unique strength lies in the ability to secure a vast store of information and market intelligence from a network of contacts, and to interpret data to support the business of clients – in both local and international markets.
Credit Guarantee is a licensed FSP and Non-Life Insurer.
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Trade Credit Insurance
at a glance
So why take unnecessary risks, when for a nominal fee, bad debt can be eliminated? Simply insuring your debtor’s payment risk with Credit Guarantee, you will be secure in the knowledge that you’ll always be paid.
Simply put, it is the insurance of your debtors
An insurance policy is issued, covering your domestic or international debtors if you are an exporter. We investigate each of your debtors and issue cover against them.
Trade Credit insurance is a powerful business tool. Your company will benefit in the following ways:
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Why
Credit Guarentee?
For two years business has been battered. Recession, pandemic, global seismic shifts.
For two years business has been battered. Recession, pandemic, global seismic shifts.
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The Statistics
Within the African Business Climate

Latest News
Get an insightful, inside look on trade credit insurance with our latest news and updates.
Risk management via deep knowledge and good data
Tsatsi Gideon Bochedi, the CEO of Credit Guarantee Insurance Corporation of Africa, is proud that the average tenure of staff is 15 years, which he says accounts for deep institutional knowledge in the management of[...]
Beyond Credit Protection
A Message from Gideon Bochedi, CEO of Credit Guarantee Insurance Corporation (CGIC) With more than seven decades in the region as a leading trade credit insurance provider, CGIC has developed a deep understanding of Africa’s[...]
Resilience through credit insurance
Kgolagano Leola of CGIC explores how brokers and insurers protect cashflow, manage risk, and empower businesses to grow, showing that resilience and strategic support are as vital as capital in today’s challenging market.
CGIC Spring Conference 2025: Expanding Horizons
This year’s CGIC Spring Conference – Expanding Horizons – was all about seeing credit insurance not just as a safety net, but as a powerful engine for growth. In a time of economic uncertainty, we brought together business leaders, industry experts, stakeholders, and thought leaders to share ideas, challenge assumptions, and look at how we can build resilience together.
Empowering SMMEs with Credit Guarantee Insurance: Fueling Economic Growth in South Africa
Small, Medium, and Micro Enterprises (SMMEs) are vital engines of economic development. They drive innovation, create jobs, and contribute significantly to GDP. Yet, despite their importance, access to finance remains one of the most pressing challenges SMMEs face. Without collateral or established credit histories, many of these businesses struggle to secure the funding they need to grow.
Empowered Leadership: The Growing Impact of Women in Business
In the evolving landscape of modern business, women are not just participating — they’re leading change. Across South Africa and particularly within the insurance sector, women are stepping into positions of influence, breaking down long-standing barriers, and redefining what effective, inclusive leadership looks like.


















