Who We Are
Why
Credit Guarantee?
Credit Guarantee Insurance Corporation of Africa Limited is a South African Financial Services company operating in the field of domestic and international trade credit insurance.
Whether you’re searching for Trade Credit or Debtors Insurance, our policies are tailored to protect your receivables.
Our unique strength lies in the ability to secure a vast store of information and market intelligence from a network of contacts, and to interpret data to support the business of clients – in both local and international markets.
Credit Guarantee is a licensed FSP and Non-Life Insurer.
At a Glance
Trade Credit Insurance
So why take unnecessary risks, when for a nominal fee, bad debt can be eliminated? Simply insuring your debtor’s payment risk with Credit Guarantee, you will be secure in the knowledge that you’ll always be paid.
Simply put, it is the insurance of your debtors
An insurance policy is issued, covering your domestic or international debtors if you are an exporter. We investigate each of your debtors and issue cover against them. Cover your business with trade credit insurance.
Trade Credit insurance is a powerful business tool.
Your company will benefit in the following ways:
Your company will benefit in the following ways:
CGIC in 2024
Power of We
At CGIC we believe in the power of partnerships. This is what defines us with our clients, our staff & stakeholders
CGIC is a We organisation working together making it a great environment to ensure success in all our endeavours
Credit Insurance
What we offer
We have a wide selection of products guaranteed to insure your business against the unforeseen; find out which one works for you.
Our services not only secure large-scale companies, but budding businesses across the African continent.
You can request a consultation via our website, or speak directly with one of our trade credit specialists to get started.
We offer international trade credit solutions that protect exporters against foreign buyer defaults, political risks, and currency transfer restrictions.
Yes, the terms are often used interchangeably. Both refer to insurance that covers the risk of customer non-payment.
Any business that sells on credit terms — from SMEs to large exporters — can benefit from trade credit insurance.
Debtors Insurance—also known as Trade Credit Insurance—helps protect your business from losses caused by non-payment of invoices. It ensures your cash flow remains steady even when customers default.
Credit Guarantee
The Statistics
Within the African Business Climate
Latest News
Get an insightful, inside look on trade credit insurance with our latest news and updates.
Resilience through credit insurance
Kgolagano Leola of CGIC explores how brokers and insurers protect cashflow, manage risk, and empower businesses to grow, showing that resilience and strategic support are as vital as capital in today’s challenging market.
CGIC Spring Conference 2025: Expanding Horizons
This year’s CGIC Spring Conference – Expanding Horizons – was all about seeing credit insurance not just as a safety net, but as a powerful engine for growth. In a time of economic uncertainty, we brought together business leaders, industry experts, stakeholders, and thought leaders to share ideas, challenge assumptions, and look at how we can build resilience together.
Empowering SMMEs with Credit Guarantee Insurance: Fueling Economic Growth in South Africa
Small, Medium, and Micro Enterprises (SMMEs) are vital engines of economic development. They drive innovation, create jobs, and contribute significantly to GDP. Yet, despite their importance, access to finance remains one of the most pressing challenges SMMEs face. Without collateral or established credit histories, many of these businesses struggle to secure the funding they need to grow.
Empowered Leadership: The Growing Impact of Women in Business
In the evolving landscape of modern business, women are not just participating — they’re leading change. Across South Africa and particularly within the insurance sector, women are stepping into positions of influence, breaking down long-standing barriers, and redefining what effective, inclusive leadership looks like.
How Trade Credit Insurance Fuels Business Confidence in Uncertain Times
In the complex machinery of modern trade, one vital component often works quietly behind the scenes: credit insurance. While it may not be widely visible, this financial tool is indispensable in helping South African businesses manage risk, sustain liquidity, and grow with confidence.
South African SMEs Face a Cashflow Crunch — Here’s How to Stay Ahead
Cashflow is the engine that keeps small and medium-sized enterprises (SMEs) moving. Yet in South Africa, it’s under increasing strain — not from poor performance or lack of demand, but from late payments.
