Who We Are

Credit Guarantee Insurance Corporation of Africa Limited is a South African Financial Services company operating in the field of domestic and international credit insurance.

Our unique strength lies in the ability to secure a vast store of information and market intelligence from a network of contacts, and to interpret data to support the business of clients – in both local and international markets.

Credit Guarantee is a licensed FSP and Non-Life Insurer.

So why take unnecessary risks, when for a nominal fee, bad debt can be eliminated? Simply insuring your debtor’s payment risk with Credit Guarantee, you will be secure in the knowledge that you’ll always be paid.


Simply put, it is the insurance of your debtors

An insurance policy is issued, covering your domestic or international debtors if you are an exporter. We investigate each of your debtors and issue cover against them.

Trade Credit insurance is a powerful business tool. Your company will benefit in the following ways:

Banks are likely to offer you more extensive credit facilities on more favourable terms if your debtors are credit insured.

Credit insurance gives you the absolute confidence to explore higher risk business opportunities you would normally avoid for fear of non-payment.

It protects your cash flow by replacing cash promptly, should any customer’s insolvency or payment default occur.


For two years business has been battered. Recession, pandemic, global seismic shifts.

But even the bleakest winter is followed by spring. Protect yourself against risk and get growing.


What we offer

We have a wide selection of products guaranteed to insure your business against the unforeseen; find out which one works for you.

Domestic Trade Credit Insurance

Credit Guarantee offers
you protection against the
non-payment of debts due to
various reasons by debtors
on the local market and in
neighbouring territories.

Learn More

International Trade Credit Insurance

Dealing with foreign buyers
could be tricky, risky and lead
to loss of profit or non-payment
that might cause your company
to shut its doors. Credit
Guarantee is here to prevent
such catastrophes.

Learn More

Bonds and

In case your debtor does
not pay, Credit Guarantee will
mitigate the matter and ensure
that your financial setback
does not affect your business.

Learn More

Our services not only secure large-scale companies, but budding businesses across the African continent.

Small and
Medium Businesses

We believe Small to Medium sized Businesses and
Entrepreneurs are the future of Africa’s economic
stability, hence we support their future in Africa.

Learn More


Our main focus is to be the leading Trade Credit
Insurance as well as Surety & Bonds solutions provider,
by supporting our clients’ growing need throughout

Learn More


within the African Business climate

In accordance with the lockdown announced by the President, Credit Guarantee has implemented a work-from-home arrangement. As far as possible, we are maintaining our normal levels of service to clients but some disruptions are possible. Policyholders are requested to contact the business unit staff directly either by email or mobile phone. Should you not be able to contact staff you can email us on #info@cgic.co.za


Use of cookies by CGIC

This website makes use of cookies. When someone visits  https://www.creditguarantee.co.za/ we collect standard internet log information and details of visitor behaviour patterns. We do this to find out things such as the number of visitors to the various parts of the site. We collect this information in a way which does not identify anyone. We do not make any attempt to find out the identities of those visiting our website. We will not associate any data gathered from this site with any personal information from any source. If we do want to collect personal information through our website, we will be upfront about this. We will make it clear when we collect personal information and will explain what we intend to do with it. For more information click here