Who We Are
Credit Guarantee Insurance Corporation of Africa Limited is a South African Financial Services company operating in the field of domestic and international credit insurance.
Our unique strength lies in the ability to secure a vast store of information and market intelligence from a network of contacts, and to interpret data to support the business of clients – in both local and international markets.
Credit Guarantee is a licensed FSP and Non-Life Insurer.
So why take unnecessary risks, when for a nominal fee, bad debt can be eliminated? Simply insuring your debtor’s payment risk with Credit Guarantee, you will be secure in the knowledge that you’ll always be paid.
TRADE CREDIT INSURANCE AT A GLANCE
Simply put, it is the insurance of your debtors
An insurance policy is issued, covering your domestic or international debtors if you are an exporter. We investigate each of your debtors and issue cover against them.
Trade Credit insurance is a powerful business tool. Your company will benefit in the following ways:

Banks are likely to offer you more extensive credit facilities on more favourable terms if your debtors are credit insured.

Credit insurance gives you the absolute confidence to explore higher risk business opportunities you would normally avoid for fear of non-payment.

It protects your cash flow by replacing cash promptly, should any customer’s insolvency or payment default occur.
THE RESURGENCE IS HERE
For two years business has been battered. Recession, pandemic, global seismic shifts.
But even the bleakest winter is followed by spring. Protect yourself against risk and get growing.
What we offer
We have a wide selection of products guaranteed to insure your business against the unforeseen; find out which one works for you.

Domestic Trade Credit Insurance
Credit Guarantee offers
you protection against the
non-payment of debts due to
various reasons by debtors
on the local market and in
neighbouring territories.

International Trade Credit Insurance
Dealing with foreign buyers
could be tricky, risky and lead
to loss of profit or non-payment
that might cause your company
to shut its doors. Credit
Guarantee is here to prevent
such catastrophes.

Bonds and
Surety
In case your debtor does
not pay, Credit Guarantee will
mitigate the matter and ensure
that your financial setback
does not affect your business.
Our services not only secure large-scale companies, but budding businesses across the African continent.

Small and
Medium Businesses
We believe Small to Medium sized Businesses and
Entrepreneurs are the future of Africa’s economic
stability, hence we support their future in Africa.

African
Footprint
Our main focus is to be the leading Trade Credit
Insurance as well as Surety & Bonds solutions provider,
by supporting our clients’ growing need throughout
Africa.
Our Blog
Get an insightful, inside look on trade credit insurance with our latest news and updates.